About Us

We were established in 1984 and have specialised in Life, Pensions and Investments only since 1994. The company is family run but is no longer directly registered with the Financial Services Authority.

However as an introducer with many years experience we have access to the full range of Mortgage Lenders via various associated intermediaries and packagers. Mortgages can be arranged on a Flexible basis, Fixed Rate basis, Bank of England Tracker basis, Capped, Discount Variable and with and without cash-back according to the clients' requirements. These arrangements can be on a Capital and Interest basis or Interest Only basis; if the latter, they can be funded by either an Individual Savings Plan or Endowment. Equally the Mortgage can be set up to accommodate a number of repayment vehicles for the arrangement i.e. part Capital Repayment, part ISA or part Endowment. Our chosen Registered adviser will accordingly endeavour to make the package fit your requirements and match the single or joint Income to maximise benefits according to your currentl Tax position.

Tax exempt savings plans, are also available together with all forms of life protection including decreasing term/level term, critical illness, PHI, and keyman(business insurance)

Roger Bird has been in the Life Assurance industry for over 53years and has dealt with Mortgage Underwriting and been Administration Manager for Life Offices before setting up his own Company in 1984.

Life Assurance Industry related subjects:
* Whole of Life and Term Assurance
* Critical Illness Cover
* Permanent Health Assurance
* Mortgage Protection
* Savings Plans
* Single Premium Bonds
* Retirement Annuities

We are members of the Federation of Small Businesses and have direct links with various Life Offices of repute, such as Scottish Life,Scottish Widows Clerical Medical and Skandia to name but a few.

SCM Insurance Services prides itself on giving genuine general information and helpful service.